NovaBank
  • Nova Bank
  • Overview and Background Story of NovaBank
  • Economic Theories of NovaBank
    • Internal Coordination Theory
    • The Relationship Between Material Economy and Digital Economy
    • Game Theory of the NovaBank Protocol
    • Applying Internal Coordination Theory to the NovaBank Protocol
    • How These Mechanisms Create an Economic Flywheel
  • Introduction to the Operating Mechanism of the NovaBank Protocol
    • Treasury Contract
    • Sales Contract
    • Bond Contract
    • Staking Contract
    • Reward Vesting Contract
    • Contribution Value Algorithm Contract
  • NovaBank Internal Operation Mechanism Diagram
  • Explanation of NVB Token
  • NovaBank Ecosystem Development Plan
    • History of Token Economy Development
    • Challenges Faced by DeFi 1.0
    • NovaBank's Important Role in the Token Economy
    • NovaBank Launches Cross-Chain Protocol
    • NovaBank's Innovative Lending Product Plan
    • NovaBank DEX Implementation
    • NovaBank's Treasury Appreciation Plan
    • NovaBank 3.0: A Global Integrated Financial Autonomous System Based on Algorithmic Non-Stablecoin
  • NovaBank Ecosystem Diagram
  • Roadmap
    • Phase 1: Platform Development and Initial Operations
    • Phase 2: Business Expansion and Feature Upgrades
    • Phase 3: Global Expansion and Ecosystem Development
    • Phase 4: Innovation and Diversified Services
    • Phase 5: Building a Comprehensive Digital Financial Platform
    • NovaBank’s Vision for the Future
  • Contact
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  1. NovaBank Ecosystem Development Plan

NovaBank's Innovative Lending Product Plan

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Last updated 6 months ago

In the fourth quarter after the project's launch, NovaBank will introduce brand-new lending products aimed at providing users with more flexible and efficient financial services. Key features include:

Unsecured Lending

On-chain unsecured loans based on user credit scores, lowering the financing threshold for users.

Token-Collateralized Lending

Support users in borrowing by pledging crypto assets, obtaining liquidity while maintaining asset appreciation.

Cross-Chain Lending

Enable asset interoperability and lending across multiple blockchain networks, enhancing asset liquidity and offering more investment choices for users.

Flexible Repayment Mechanisms

Introduce adjustable repayment plans to meet the diverse needs of borrowers.

These innovative plans will enhance the lending experience and promote the further adoption of decentralized finance.